A 10-Point Plan for Options (Without Being Overwhelmed)

What to do if You Have a Broken Windshield

Are you aware that windshields account for the major portion of the claims that people have from their auto insurance company. The percentage of windshield claims are actually about thirty percent.

If you have been regularly using your car especially if you are using it for work then you may have already experienced at some point a broken windshield. One day you might notice a relatively small chip located in your windshield. You need to have that fixed asap in order to prevent it from getting bigger.

If you find something wrong with your windshield you need not panic about it. If you want a step by step guide on how to have it fixed then you just need to read further on to find that information.

The first thing that you need to do is phone your insurance company. You can inform them about your windshield when you contact them. Aside from talking to the auto insurance company representative over the phone, you also need to have pictures of your windshield taken. If the cause of the broken windshield is a rock that is found on the road then this can be considered as no-fault in your insurance coverage. This means that you will have no deduction in your insurance rate.

You also need to check your insurance policy if you have comprehensive coverage so that you can see if the windshield is part of it.

Next comes the filing of the claim to the company from whom you have bought auto insurance. When you have all the necessary information and the pictures of the damaged windshield then you need to file your claim. This claim is referred to as the auto glass claim. How you file your claim will depend on your insurance company. Some ways by which you can file include the land phone, a smart phone or on their webpage.

Next is you have to keep in mind that there are some scams involved in the repairing of the windshield. Believe it or not, but there are others who have been victimized by such scams. In order to avoid such scams what you can do is to avoid talking to people who tell you about rebates on your repair. You can also just ask your auto insurance company for recommended repair shops that do not have scams.

Next step is to have the windshield fixed. You can choose a repair shop from the list of repair shops of the auto insurance company or you can find your own repair shop where you can have it repaired.

After it is repaired then you file for reimbursement. You need to present a receipt if you chose your own repair shop.